Damaris Sanchez

BUYING IN CALIFORNIA WITHOUT A SOCIAL, YES IT’S POSSIBLE!

It’s true, you can buy without a social and it’s totally legal. This is huge! California is home to an estimated 2.6-2.8 million undocumented immigrants and with a valid ITIN (individual taxpayer identification number) you can purchase a home. So, if you’re looking to buy, an ITIN mortgage loan is the perfect solution. In order …

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DO LOW DOWN PAYMENTS COST MORE OR LESS IN THE LONG RUN?

File this question under “it depends.” It’s true that loans with down payments of 20 percent or more cost borrowers less over time than low down payment loans. Low down payments leave larger principals to pay off, and those principals create more interest over time. Low down payment loans also require mortgage insurance. However, a …

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