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5 Simple Steps For Buying A Home

Don’t stop yourself from buying a house because you don’t know where or how to start. Here is a quick rundown of the steps needed to purchase your future home. If you have any questions, I can help you start and hit the ground running. 

STARTING OUT

  • Schedule an initial loan interview
  • Provide requested financial documents
  • Pre-qualify or get pre-approved for a loan

APPLYING

  • Find your home
  • Check back to verify approval and get payment estimate
  • Contact seller to negotiate an offer
  • Confirm the contract purpose
  • Finalize the mortgage application
  • Pick a loan program right for you
  • Choose to lock or float your interest rate

REVIEWING

  • Obtain, review, and sign disclosures
  • Get loan documents
  • Release all contingencies
  • Give final conditions for sign-off
  • Loan documents will then be prepared

SIGNING

  • Meet with escrow team to sign loan documents
  • Obtain certified closing funds

CLOSING

  • Finalize conditions for closing
  • Wait for loan to be funded and recorded
  • Get the keys to your new home! Hooray!

Let meet up to see if i am a good fit for you.